Writing
I write here when I have something useful to say about insurance, software, AI and the systems behind regulated markets.
These essays sit somewhere between product thinking and market thinking. They're written for operators, builders, founders and anyone interested in what happens when the underlying software in a serious industry finally catches up.
Start here
What to expect
The themes here will likely stay consistent:
- insurance infrastructure
- underwriting and operational systems
- software for regulated markets
- AI as a tool for leverage, not theatre
- what it takes to build serious products in serious categories
A note on style
I'm less interested in trend commentary than first-order questions.
What actually creates leverage?
What changes the operating model itself, rather than the interface?
Which technologies reduce complexity, and which ones merely move it around?
Those are the kinds of questions I'm trying to answer here.